Payer Clinical Policy Bulletin (CPB), LCD/NCD & Prior-Auth Shredder
Shreds commercial payer Clinical Policy Bulletins (UHC, Anthem, Aetna, Cigna, BCBS), CMS LCD/NCD coverage policies, step-therapy gates, and timely-filing deadlines into structured prior-authorization and appeal checklists.
{
"project_id": "TXDOI-MRF-CPT-29881-DFW",
"specification_text": "Commercial Payer Clinical Policy Bulletin CPB-0592: CPT 29881 Knee Arthroscopy & CPT 27447 Total Knee Arthroplasty require 6 weeks documented conservative physical therapy, Kellgren-Lawrence Grade >= 3 imaging, and prior authorization. Timely filing: 90 days.",
"state_dot": "TX"
}
{
"status": "success",
"project_id": "TXDOI-MRF-CPT-29881-DFW",
"divisions_detected": [
"CPB-0592 Surgical Coverage Criteria",
"CMS LCD L35094 Orthopedic Criteria",
"ERISA 29 CFR 2560.503-1 Appeal Timeline"
],
"submittal_register": [
{
"spec_section": "CPB-0592-PA",
"item": "6-Week Conservative Physical Therapy & NSAID Trial Notes",
"deadline": "Prior to Surgical Scheduling"
},
{
"spec_section": "LCD-L35094",
"item": "Weight-Bearing Radiograph / MRI Report (KL Grade >= 3)",
"deadline": "Attach to 837P / 278 Prior Auth"
},
{
"spec_section": "ERISA-503-1",
"item": "Peer-to-Peer Clinical Review & Level-I Appeal Window",
"deadline": "180 Calendar Days from EOB/ERA"
}
],
"liquidated_damages_usd_per_day": 180.0,
"retainage_pct": 14.5
}